CFPⓇ, AEPⓇ, MSFS, AIF

Since 2007, Steven Schmitt has been doing what he loves most: helping people experience those wonderful 'aha moments' when their financial future becomes clear. As Willow's managing partner, Steven brings together his extensive credentials – including CFP®, AEP®, AIF®, and MSFS – with a passionate belief in the power of teamwork to transform clients' lives.

Steven's leadership style reflects his personal philosophy: that the best financial guidance comes from combining deep expertise with genuine care for each client's journey. He takes particular joy in those breakthrough moments when clients gain complete clarity about their financial path forward.

Madison Derden has a special talent for turning complex financial questions into clear, confident decisions. Since joining the financial services industry in 2018, she's helped countless individuals and families find their path to financial confidence. As a partner at Willow, Madison brings more than analytical skills to the table – she brings the art of truly listening to her clients' hopes, concerns, and dreams.

What makes Madison's approach unique is her ability to hear not just what clients are saying, but what they're really hoping to achieve. Her thoughtful questions and careful analysis help uncover the deeper story behind each financial goal.

Philip Kapler believes that trust is earned through both expertise and dedication, and since 2015, he's been putting that belief into practice. As a partner at Willow, Philip combines his passion for detailed research with a genuine desire to help clients navigate their financial journey with confidence.

Beyond his role as a trusted advisor, Philip serves as Willow's Chief Compliance Officer, where he channels his detail-oriented nature into protecting our clients' interests. Whether he's conducting in-depth research for a client's financial plan or ensuring the highest standards of regulatory compliance, Philip's commitment to excellence shows in everything he does.

Behind every portfolio at Willow, you'll find Hayden Lindersmith's careful attention to detail. As our Advisor Support Analyst, Hayden doesn't just manage numbers – he helps safeguard our clients' financial futures through meticulous portfolio management and thoughtful execution of trading strategies. His quarterly portfolio updates reflect not just technical expertise, but a genuine commitment to helping our clients' investments work harder for their goals.

When Jason Beatty joined Willow in 2024, he brought more than just financial expertise – he brought a genuine desire to help people thrive. As a financial advisor, Jason takes the time to truly understand what matters most to each client, whether they're planning for retirement, saving for their children's education, or building their dream business.

Jason recently sat for and passed the CFP® exam and is currently a candidate for CFP® certification. Financial planning isn't just about numbers for Jason – it's about helping people feel confident and empowered in their financial decisions. As part of the Willow team, Jason works collaboratively to ensure every aspect of his clients' financial lives is working in harmony toward their goals. 

Vy is the first point of contact at Willow, ensuring that every client experience is welcoming, organized, and seamless. She manages the day-to-day operations of the office, supports client service needs, and helps keep the team running efficiently. With a focus on communication, attention to detail, and a genuine commitment to client care, Vy plays a key role in supporting Willow’s mission to provide exceptional, personalized financial planning services.